Hello new comers to canada...” I wanna give some advices to new comers who just came  to canada.
First of all they should aware all of important information about finance , tax system in canada and also some high light about health care system in canada.

They ought to do some extra ordinary work to understand some information about banking strategies in canada.How about going school or welcome centre where they will guide well about new finance system and tex return.

“I would recommend them to learn about sales tex here in canada there are two kind of sales tex, GST is goods and service tex while other is called PST provincial sales tex combined they called HST which is 13 % in Ontario. While GST= 5% & PST = 8% .

Property tex is also very informative task for the new comers because property tex is collected by government monthly or Quarterly after 3 monthes.The property tex is also paid by only owner of any property.It  can be paid by paying cheque in person or by pap pre authorised payment which can be done by city of Milton directly from your account.

Interdiction:

“Early to bed early to rise makes a man healthy,wealthy and wise”this quote was made by “Banjmin Franklin”I’m much  agreed with that quote .Because this practice of any person is more than enough  for health and if you have a good health it means u will have the wealth as well as you are a wise person because actual wealth is your health.When you are physically health person your mental approach will be very fabulous.

Brief points:

When we early to bed and early to rise it means we r approaching toward best way to pass a life because when you take care of your health you ultimately u will get good  wealthy and wise life too.

Conclusion:

So i m satisfied with above terrific quote if we adopt this quote we can finally make our life uniform and belenced so we try to serve our life accordingly to this quote if we want to become success full in future.

Today i learnt about  a lot of banking and money trail terms which help me in daily speaking terms and vocabulary.Borrows a few bucks was new expression for me which I learnt through this exercise.Pinching pennies is used in the sense of saving each buk and pennies.When we never stop extra expenses we will expect in a hole.We should try hard to make ends meet.We avoid our extra expenses which are use less and make us in the position through the nose.We should no wonder when we blow our money for use less purpose.Curb your spending will not give u any problem in future.For better our budget we should cut back our extra activities in the sense of spending and should stick to it in an appropriate way.....

I have red about all 10 contests of bank complains. I came to know that there are different kinds of problems custmer face as a account holder. There is no doubt about that bank have to provide awarness to all their custmor that what kind of rates has charged and for what purposes.

I did not have any kind of problem about the bank transactions or any other activity yet in four month from day i arrived at canada, except one mistake which was actulay was my fault.I got lot of extra bills and fee charges did not know for what. I thought that bank was really ripping me off .So i called custmer service and gave them piece of my mind.I was really anxious about those extra bills because i paid already£100 in form of fees.I felt that i was pouring money down the drain.But then coustmor rep told me that it was included in my account policy actually i did n t check clearly all the rules of my bank account.Despite i was wrong coustmor service rep really sory about the situation.At the end i felt that bank still drive me crazy.Because coustmors always have some doubt in their mind.

“ I have red all 10 contents of about bank mistakes or conducts but yet I did not experience any of them.I know some times we don’t know about some hidden charges which bank charged us regularly.
But befor Make any comment about bank we should try to investigate our problem fully.once I also had this misunder standing with my acount.i thought that my bank was ripping me off but ultimately it was me who messed up my self.I called the bak and gave them a piece of my mind. Because I felt sick about it.The coustmer services just guide me with all actual facts then I came to know that  it was  I  who was  pouring money down the drain. I paid £100 bucks without any reason because it was my mistake. So I agreed also there are some cammon mistakes by bank employes so that’s why bank should try to recover all major mistakes and try to provides terrific services to theier custmer...

Raja English blog

The story about using following idioms:/or expression


                    1.To be sory for some thing
                     2. Mess up
                     3.To hold a grudge
                     4.To make up for something



This story is about my own experience. When I & my friend went for a job interview last Friday.
It was a good day but I was late due to my cricket tournament. I fall on the bed very late so I slept in late till 8 on the morning the interview time was sharp 9:00 am so I spoke sory for that late. Then when we approched to company office for inter view they had already messed up from candidates for re schadual the imterviiew, and they cancelled the interview that day.

My friend was loking very tense he held a grudge for the meneger of the company because he thoughts that manager could make up for his mistake by giving new date of inter view but he did not do any thing like that.....